I’ve had on my todo list for a while a chore I wasn’t looking forward to: Switch my American Express Delta Rewards card to a “regular” American Express card that didn’t have an annual fee. The Delta Amex card had a $99/year annual fee, but it was worth it if you fly at least twice a year for the benefits it provided. However, I haven’t been flying, and I’m not planning on it, so that’s a waste.
While looking for other Amex options, I found they had a promotion running on a “Blue” Amex card with no annual fee, and 10% back on Amazon purchases made in the first 6 months, up to a $200 value. Yep, I’m gong to max that out! So instead of paying an annual fee, I’m going to be saving $200 on purchases. Sounds good to me!
When I’m out on the road, and life has settled down a bit, I’m really going to enjoy having time to cook. After all, one of the primary goals to living in the RV is to live a healthier life, and cooking real food seems like a novel idea towards that end.
Right now I don’t spend much time cooking because it seems like it takes a long time and it always feels like there’s something else, something “better” I should be doing. I can’t wait to have the free time so it doesn’t feel like I’m under that burden anymore.
I just received an informational packet from my healthcare provider, HealthPartners. If I do not change anything about my plan, the premium will increase from $192.15 to $296.01 / month. That’s a a 54% increase! Just to really sweeten the deal, there is no national coverage, at all. So unless I stay in the metro area, I’ll be paying the ‘out-of-network’ expenses on anything I need to have done. Not like I wouldn’t be paying for all of it anyways, this is a plan with a $6,000-or-so deductible, which essentially means it doesn’t pay for anything unless you’re ridiculously sick. Continue reading Healthcare Premiums in 2017